Cross Junction Homes under $500,000

Cross Junction Homes under $500,000

Welcome to Cross Junction, Virginia—a hidden gem nestled in the heart of Frederick County. This charming community offers a serene escape from the hustle and bustle of city life, making it an ideal location for families, retirees, and anyone seeking a peaceful retreat. Surrounded by picturesque landscapes and natural beauty, Cross Junction is perfect for outdoor enthusiasts, with ample opportunities for hiking, fishing, and enjoying nature.

One of the most appealing aspects of Cross Junction is its affordability. With a variety of homes available for under $500,000, this area presents an excellent opportunity for first-time homebuyers and those looking to invest in a tranquil lifestyle without breaking the bank. From cozy single-family homes to spacious properties with ample land, there’s something for everyone. Many homes feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or simply relaxing after a long day.

Living in Cross Junction means enjoying a tight-knit community where neighbors become friends. You’ll find local shops, parks, and recreational facilities that enhance the quality of life for residents. Plus, with easy access to nearby Winchester and other larger cities, you can enjoy the best of both worlds—small-town charm with the conveniences of urban living just a short drive away.

Discover the beauty and affordability of Cross Junction, VA, where your dream home awaits. Embrace a lifestyle defined by comfort, community, and natural beauty—all at a price that won’t stretch your budget. Come explore Cross Junction today!

Newest Cross Junction Homes under $500,000

113 Greenwood Ct, Cross Junction
$399,900
3 Beds ⋅ 3 Baths
Fall in love with the charm, comfort, and lifestyle of Lake Holiday! Nestled on a short, established street near the main gate, this inviting cedar-sided Cape Cod pairs seasonal lake views and a peaceful wooded setting with features you’ll love coming home to. Enjoy morning coffee in the heated all-season sunroom, relax on the wraparound front porch, or unwind on the expansive 40’ x 12’ rear deck. A circular paved driveway, attached two-car garage, and parking for over 10 vehicles provide exceptional convenience for everyday living and visiting guests. Inside, the spacious living room showcases gorgeous hardwood flooring, while the eat-in kitchen features newer stainless steel appliances, abundant cabinetry, and two pantries. The main-level primary suite offers a private en-suite bath and large walk-in closet. Upstairs, two additional generously sized bedrooms share a full hall bath, with closets and storage throughout all three levels. The walkout basement adds even more versatility with an impressive 24’ x 19’ family room with built-in shelving, a cozy gas fireplace, and a convenient half bath—ideal for movie nights, hobbies, or relaxing evenings at home. Beyond your doorstep, enjoy the Lake Holiday lifestyle with community amenities that offer opportunities for boating, swimming, fishing, sports courts and dog parks. Whether you’re spending a summer day at the lake, taking advantage of the clubhouse and fitness room, or simply enjoying the peaceful surroundings of walking trails, this well-maintained home offers a wonderful place to put down roots and make lasting memories.

113 Greenwood Ct, Cross Junction

Listing courtesy of Colony Realty. Contact:

141 Dogwood Dr, Cross Junction
$475,000
4 Beds ⋅ 3 Baths
We may not be lakefront, but we are darn close. Welcome to the warm and cozy Cape Cod of 141 Dogwood Drive. Enjoy the day in this spacious home with wood burning fireplace in the living room, well appointed kitchen, vaulted ceilings and rush of light in the sunroom. Wood floors throughout, carry you into the primary bedroom on the main level. Now for a surprise, not only do you get brand new carpet upstairs but the rooms sizes will blow your mind. You have a plethora of ways to use a loft and FROG (Front Room Over Garage) with cool nooks. Oversized garage, and fenced back and side yard. Enjoy the ease of being move in ready. Plus you get all the amenities of Lake Holiday including 24 hour gated community, access to the club house and beaches, disc golf course, and boat landing. Owners are VA real estate agents.

141 Dogwood Dr, Cross Junction

Listing courtesy of RE/MAX Roots. Contact:

232 Greenbriar Cir, Cross Junction
$469,900
3 Beds ⋅ 3 Baths
Welcome to 232 Greenbriar Circle, where everyday living feels like a private retreat. Nestled in the peaceful, wooded setting of Lake Holiday and surrounded by the natural beauty of the Shenandoah Valley, this move-in-ready home offers the perfect blend of comfort, space, and lifestyle. Featuring 3 spacious bedrooms and 2.5 baths, the home welcomes you with hardwood flooring throughout the main level, an open kitchen and dining area, stainless steel appliances, and convenient main-level laundry. Step outside to the deck and enjoy the quiet surroundings, or take advantage of the attached two-car garage and large, finished basement offering additional space for entertaining, relaxing, a home office, gym, or recreation area. Updated carpeting and a paved driveway completed in 2023 add to the home’s move-in-ready appeal. Living in Lake Holiday means enjoying much more than a beautiful home. Residents have access to the private community lake and sandy beaches, boating, fishing, tennis courts, scenic hiking trails, clubhouse, fitness center, and an incredible outdoor lifestyle. Whether you’re searching for a full-time residence, a second home, or the perfect weekend escape, 232 Greenbriar Circle offers the rare opportunity to feel like you’re on vacation without ever leaving home. Come home to comfort. Stay for the lifestyle.

232 Greenbriar Cir, Cross Junction

Listing courtesy of Serhant. Contact:

324 Overlook Dr, Cross Junction
$369,900
3 Beds ⋅ 3 Baths
**PRICED TO SELL UNDER RECENT APPRAISAL!** Discover exceptional space, comfort, and value in this beautifully maintained 2,600 finished sq. ft. Colonial, nestled within a gated 240-acre private lake community. From the moment you arrive, the welcoming front porch sets the tone for relaxed lake-community living. The rear deck offers additional outdoor space for entertaining, morning coffee, or peaceful evenings overlooking the property. Inside, the eat-in kitchen features updated countertops, stainless-steel appliances, and newer LVP flooring that continues throughout the main living areas. The main level also offers a separate dining room, living room with a cozy pellet stove, and a spacious family room—providing plenty of space for everyday living and entertaining. The fully finished walkout basement significantly expands the living space and offers versatile room for recreation, hobbies, guests, a home office, or relaxation. A charming stone fireplace adds warmth and character to this lower-level retreat. And the location within the community is hard to beat! You’ll be just a short walk from the main beach, clubhouse, and sports courts. Enjoy an incredible array of private community amenities, including beaches, tennis, basketball and volleyball courts, fishing, swimming, and boating. Bring your boat and embrace the lake lifestyle! With abundant living space, thoughtful updates, desirable community amenities, and a convenient location near the heart of the community, this home offers the perfect blend of space, comfort, recreation, and value. Priced under recent appraisal value.

324 Overlook Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

409 Sunset Cir, Cross Junction
$319,900
3 Beds ⋅ 2 Baths
***Ask about a temporary 1-year interest rate buydown! Must use preferred lender. Call for details and eligibility requirements.*** Welcome to 409 Sunset Circle in Lake Holiday Estates! This well-maintained 3-bedroom, 2-bath split-foyer sits on a great corner lot and is just minutes from the beach and clubhouse. The main level features a spacious living room with hardwood floors and a wood-burning fireplace, along with a dining area and kitchen with hardwood flooring. The kitchen was renovated in 2015 and opens to a large deck, creating an ideal space for grilling, entertaining, or simply enjoying the outdoors. All three bedrooms and the hall full bathroom have been freshly painted and feature brand-new flooring. The lower level offers a large open area with a propane stove and dry bar, providing flexible space for a family room, game room, home office, or whatever fits your needs. A storage shed provides additional space for outdoor equipment and belongings. Additional improvements include upgraded/replaced windows in 2017, HVAC replaced in 2021, and a new water softener. Lake Holiday residents enjoy an impressive array of amenities, including a 240-acre deep-water lake, two sandy beaches, a fishing pier, clubhouse with fitness room, playgrounds, dog parks, walking trails, 24/7 gated security, and available high-speed internet. Bring your boat, enjoy the lake, and take advantage of everything Lake Holiday has to offer!

409 Sunset Cir, Cross Junction

Listing courtesy of Colony Realty. Contact:

1098 Reynolds Rd, Cross Junction
$305,000
1 Beds ⋅ 1 Baths
This turnkey short-term rental opportunity generated over $50,000 in revenue over the past year with a strong 71% occupancy rate, offering immediate income potential in the heart of the Shenandoah Valley. Thoughtfully renovated in 2022 with big-ticket infrastructure updates—including a new septic system, new well, and a private hot tub—this fully furnished historic schoolhouse pairs nostalgic charm with modern peace of mind. Designed as an enchanting, romantic getaway, the retreat sits on 2 private acres featuring breathtaking panoramic mountain views. Guests will love soaking under the stars in the hot tub, gathering around the outdoor fire pit, or unwinding in the cozy, character-filled living space. Conveniently located near Winchester and surrounded by scenic wineries, hiking trails, and outdoor adventures, this low-maintenance property is tailored for guest satisfaction and high-performing returns. Gross Income = $50,175.40, Total Expenses = $8,561.64 Net Income = $41,613.76 (9/1/25-8/31/26).

1098 Reynolds Rd, Cross Junction

Listing courtesy of EXP Realty, LLC. Contact:

303 Overlook Dr, Cross Junction
$450,000
4 Beds ⋅ 3 Baths
Welcome to 303 Overlook Drive, a recently renovated ranch-style home offering more than 3,200 square feet of finished living space in the gated Lake Holiday community. This spacious home features four bedrooms, three full bathrooms, and an open-concept main level designed for comfortable everyday living and entertaining. The updated kitchen showcases brand-new stainless steel appliances, quartz countertops, and durable luxury vinyl plank flooring. The adjoining dining area and expansive living room feature hardwood floors and plenty of space for gathering. The primary suite includes a walk-in closet and private ensuite bathroom with a newly tiled shower, jetted soaking tub, and dual-sink vanity. An additional full bathroom completes the main level. The finished lower level features all-new carpet, a fourth bedroom, a large family room, a full bathroom with a tiled shower, and a versatile bonus room that could serve as a home office, fitness room, playroom, hobby space, or media room. Additional features include an attached two-car garage and a rear deck for outdoor relaxing or entertaining. Lake Holiday residents enjoy access to a private lake, beaches, a marina, boating, fishing, swimming, a clubhouse, fitness facilities, sports courts, disc golf, a dog park, and additional outdoor recreation. Enjoy generous living space, modern updates, and the lifestyle of a gated lake community, all in one exceptional home.

303 Overlook Dr, Cross Junction

Listing courtesy of Weichert Realtors - Blue Ribbon. Contact:

413 Masters Dr, Cross Junction
$489,900
4 Beds ⋅ 4 Baths
Welcome to Lake Holiday Estates! This stunning contemporary home offers 2,994 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3.5 baths, and an exceptional setting backing to open common area and parkland. From the moment you step inside, you’ll appreciate the abundance of natural light, skylights, rich wood flooring, and inviting finishes throughout. The heart of the home is the spacious kitchen, featuring a double oven, electric cooktop, built-in microwave, generous center island, breakfast area, and convenient wine storage. The kitchen opens seamlessly to the family room, creating the perfect gathering space for everyday living and entertaining, complete with a cozy fireplace. The main-level primary suite provides a private retreat with a luxurious en-suite bath. Two additional bedrooms offer flexibility for family, guests, or a home office, while the second luxurious primary suite provides an exceptional option for extended family, guests, or additional privacy. Step outside to the beautifully landscaped .27-acre level lot, where an expansive deck with awning provides the perfect setting for morning coffee, outdoor dining, or relaxing while enjoying the peaceful surroundings. The property adjoins public land and backs to open common areas and parkland, creating a wonderful sense of privacy and space. An attached 2-car garage with opener and interior access, paved driveway, ceiling fans, and window treatments add to the home's everyday convenience. Lake Holiday Estates offers an incredible lifestyle with gated access and an impressive array of amenities, including a beach club, fitness center, walking trails just outside your back door, basketball courts, picnic areas, and a dog park. Conveniently located near the community entrance and bus stop, this home combines comfort, privacy, convenience, and resort-style living in one exceptional setting. Come see everything this Lake Holiday home has to offer—you may not want to leave!

413 Masters Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

216 Sunset Cir, Cross Junction
$380,000
4 Beds ⋅ 3 Baths
MAJOR PRICE IMPROVEMENT ... your lake home is within reach!!! Welcome to your dream retreat on Sunset Circle! Nestled within an exclusive gated community, this one of a kind 1,974 sq ft, 4-bedroom, 2.5-bathroom home offers the perfect blend of comfort and resort-style living. The crown jewel of this property is the expansive, double-decker front deck providing panoramic views of a pristine, 240-acre lake when the leaves have fallen and so much tree canopy in Summer that you don’t even need to turn on the AC! Start your mornings with coffee on any one of the multiple opportunities on the decks! Watch the deer, squirrel, and rabbits play in your low maintenance front yard. The Home: Step inside to find a spacious, sun-filled floor plan designed for effortless entertaining and everyday comfort. Boasting 4 generous bedrooms and 2.5 baths, this layout is ideal for growing families or hosting weekend guests. The seamless flow leads right out to your double deck, completely blurring the line between indoor and outdoor lakeside living. TWO fireplaces offer warm cozy options when it’s cold outside and double sliding doors on each side still give you the outdoor views! Resort-Style Community Amenities: Living here feels like a permanent vacation. The community is meticulously maintained with onsite management and maintenance crews, plus a convenient trash facility for convenient waste disposal which even includes a yard-debris dumpster! Outdoor enthusiasts will fall in love with the recreational options!

216 Sunset Cir, Cross Junction

Listing courtesy of RE/MAX Roots. Contact:

303 Northwood Cir, Cross Junction
$470,000
4 Beds ⋅ 4 Baths
Lake life is here! Let the mornings linger a little longer. Coffee on the deck, a gentle breeze rustling the leaves, and a day at Lake Holiday waiting to unfold. Perhaps you’ll head out on the water, meet friends for tennis, or simply enjoy spotting wildlife from the comfort of your home. At 303 Northwood Circle in Cross Junction, Virginia, this brick-front Colonial offers 4 bedrooms, 3.5 baths, more than 3,000 finished square feet, and approximately $60,000 in improvements since 2023—all within Frederick County’s gated Lake Holiday community. A two-story foyer and graceful staircase welcome you inside. Hardwood floors throughout the main level, generous windows, crown molding, and refreshed paint and lighting create an inviting setting. The kitchen features granite countertops, updated appliances, and a tile backsplash, with a casual dining area connecting it to the living room’s built-in shelves and gas fireplace. A separate dining room welcomes holiday traditions and conversations that outlast dessert. Upstairs, unwind in a spacious primary suite with recently added shelving and cabinetry, a large walk-in closet, and a remodeled bath featuring a larger walk-in shower and two quartz-topped vanities. Two additional bedrooms share a Jack-and-Jill bathroom, and the convenient upstairs laundry includes a brand-new washer and dryer that convey. The finished walkout lower level offers room for movie nights, games, or hobbies, with new vinyl plank flooring, a fourth bedroom with a full-size window, and a nearby full bathroom. The layout presents potential for multigenerational living, with direct access to the screened porch and an unfinished room for workouts or storage. Enjoy sunset dinners and entertaining on the expanded deck, with trees framing the backyard and nature providing the soundtrack. Stairs lead to the yard and patio, perfect gathering place around a firepit in the evenings for conversation and storytelling. A passing shower doesn’t have to send you indoors—the covered screened porch offers shelter while still enjoying the outdoors, even during a gentle snowfall. Four-foot-wide sliding doors on each side add seasonal flexibility, while landscape lighting gives the setting a soft evening glow. A level front lawn, driveway parking for four or more vehicles, and a two-car garage add everyday convenience. Additional features include dual-zone HVAC, gutter guards, tilt-in windows, active radon mitigation, and attic storage. Beyond home, enjoy Lake Holiday’s beaches, boating, fishing, water skiing, tennis, beach volleyball, disc golf, community dog park, and wooded walking trails. Spend a day exploring, then return to your own tree-backed retreat. Schedule your showing and imagine the days you could make your own at 303 Northwood Circle. Buyers of this approved listing receive a 1% lower first-year rate through the Project My Home® program.

303 Northwood Cir, Cross Junction

Listing courtesy of Jim Barb Realty, Inc.. Contact:

107 Sunset Cir, Cross Junction
$400,000
3 Beds ⋅ 2 Baths
Lake living meets easy one-level living in this spacious Lake Holiday rancher! Forget the small rooms and closed-off spaces you might expect from a traditional ranch—this home welcomes you with high ceilings, an open layout, generous bedrooms, and room to grow. Start your mornings on the inviting front porch surrounded by beautiful landscaping, or settle in and watch a summer storm roll through while wildlife wanders the neighborhood. Inside, the kitchen features 36-inch cabinets and opens to a light-filled family room with a cozy gas fireplace. Large windows bring in plenty of natural light while the wooded lot provides welcome shade and privacy. Step onto the back deck and enjoy a peaceful yard with just the right amount of outdoor space—private enough to relax without spending every weekend doing yard work. The split-bedroom floor plan gives the primary suite its own retreat, complete with a tray ceiling, spacious en-suite bath with soaking tub and separate shower, plus an enormous walk-in closet. Two additional bedrooms are tucked away on the opposite side of the home. And then there’s the basement! High ceilings, extra-wide stairs, a roughed-in bath, radon system, and an incredible amount of unfinished space give you the opportunity to nearly double your living area. Imagine a rec room, home theater, gym, guest suite, workshop—or all of the above. Best of all, you’re in Lake Holiday, where everyday life can feel like a getaway. Enjoy three beaches, walking trails, sports courts, a dog park, 18-hole disc golf course, clubhouse, marina, and more. Come home to Lake Holiday—and vacation where you live!

107 Sunset Cir, Cross Junction

Listing courtesy of Samson Properties. Contact:

1226 Lakeview Dr, Cross Junction
$345,000
5 Beds ⋅ 3 Baths
Need a lake house with room for everyone? With the option of an in-law suite? This five-bedroom, three-bath home gives you the space to spread out, entertain, and enjoy everything Lake Holiday has to offer—all just minutes from Beach 1! With over 1,900 finished square feet, the traditional split-foyer layout offers flexibility for everyday living, weekend guests, or a full house at the lake. Upstairs, the updated kitchen features Corian countertops and easy access to the deck, where meals come with a peaceful view of nature. Three bedrooms are located on the main level, including the primary suite with its own private bath. Head downstairs and you'll find even more room to gather, with outside access directly from the parking area! Newer flooring flows throughout the lower level, which includes two additional bedrooms, a full bath, and a spacious gathering room anchored by a pellet stove for cozy winter evenings. A wet bar makes this space ready for movie nights, game days, and entertaining friends after a day on the lake, or a completely separate living space. Outside, the fenced yard provides space to play and relax, while multiple sheds offer convenient extra storage. Living at Lake Holiday means there's always something to do. Enjoy three beaches, boating, an 18-hole disc golf course, dog park, sports courts, wooded walking trails, clubhouse, and more—all within this gated lake community. Buy the house, invite the friends, and start enjoying lake life. Come vacation where you live!

1226 Lakeview Dr, Cross Junction

Listing courtesy of Samson Properties. Contact:

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