Frederick Homes under $400,000

Frederick Homes under $400,000

Welcome to Frederick, Maryland—a charming city that beautifully combines rich history with modern living. Nestled in Frederick County, this vibrant community is known for its picturesque streets, exceptional quality of life, and a welcoming atmosphere that makes it a perfect place to call home. With its historic downtown area, bustling with boutiques, cafes, and art galleries, Frederick offers a unique blend of urban and suburban living, all set against a backdrop of the stunning Appalachian Mountains.

For those seeking an affordable entry into this delightful city, you’ll be pleased to discover an array of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Frederick has something to offer everyone. From charming bungalows and cozy townhouses to modern condos and spacious single-family homes, the real estate market here is diverse and full of potential.

Living in Frederick means enjoying a wealth of amenities, including top-rated schools, beautiful parks, and a variety of recreational activities. The city is also well-connected, with easy access to major highways and public transportation, making commutes to Washington, D.C., and Baltimore a breeze.

As you explore the housing options under $400,000, you’ll find that Frederick not only meets your budgetary needs but also enriches your lifestyle with its vibrant community spirit and endless opportunities for adventure. Come discover why Frederick is the perfect place to put down roots and create lasting memories!

Newest Frederick Homes under $400,000

2410 Ellsworth Way Unit 3A, Frederick
$275,000
2 Beds ⋅ 2 Baths
Adorable top level two-bedroom, two full bathroom condo located in sought after Whittier neighborhood was completely renovated in 2021 and still looking amazing! The flooring, stove, refrigerator, microwave, dishwasher, slider to balcony, HVAC, water heater, countertops, kitchen cabinets, washer and dryer were all replaced and the unit was completely painted. The vaulted ceilings add plenty of daylight to the home. Both bathroom vanities, mirrors and medicine cabinets were upgraded this week. Come see what relaxing on the balcony with a view of the lake every morning looks like.

2410 Ellsworth Way Unit 3A, Frederick

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

810 Mews Ln Unit 810, Frederick
$275,000
2 Beds ⋅ 1 Baths
Welcome to this charming two-level colonial condo in the 8th Street Mews community, perfectly positioned on the edge of Historic Downtown Frederick! The location is prime, with ease of access to Market St, the YMCA and all downtown Frederick shops, dining and breweries. The main level is designed for easy everyday living, with an inviting living area, a kitchen and dining space, and the convenience of main-level laundry. Upstairs, two comfortable bedrooms share a full bath, creating a quiet, private retreat away from the main living space. Recent updates offer real peace of mind, including a roof just five years old, a heating/cooling system only one year old, and a laundry setup installed two years ago. Step outside and you’re minutes from the restaurants, breweries, boutiques, and year-round events of Downtown Frederick, with Carroll Creek Linear Park, Baker Park, and the seasonal Farmer’s Market all close by. With easy access to Rt. 15, I-70, and I-270, commuting is simple in any direction. Low-maintenance living in a location this convenient is hard to beat, so schedule your tour today!

810 Mews Ln Unit 810, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

14 W 12th St, Frederick
$299,000
3 Beds ⋅ 2 Baths
Incredible Opportunity in Downtown Frederick at an Amazing Price Point! Bring your vision and unlock the potential of 14 W 12th Street! This detached single-family home offers an exceptional opportunity for investors, renovators, or buyers looking to create something truly special at an attractive price point. Featuring a largely original interior, this home is ready for updates and offers the perfect canvas to restore its charm while adding modern touches. Original hardwood flooring beneath the carpeting provides an exciting opportunity to uncover and enhance the home's character. One of the property's standout features is the large, fully fenced backyard, offering plenty of room for outdoor entertaining, gardening, or simply relaxing. Adding even more value is a detached two-car garage with an additional parking pad, providing desirable off-street parking in the city. Conveniently located near Downtown Frederick's vibrant restaurants, boutique shops, parks, and entertainment, this property combines location, potential, and value. Whether you're an investor searching for your next project or a buyer ready to transform a home into something special, this is an opportunity you won't want to miss. A detached home, generous backyard, exceptional parking, and incredible potential—all at a fantastic price point!

14 W 12th St, Frederick

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

1839 Free Ter, Frederick
$369,000
3 Beds ⋅ 3 Baths
OPEN HOUSE SUNDAY 11/08/26 Welcome to this well-maintained, brick-front townhome in the desirable Walnut Ridge community! Conveniently located near Historic Downtown Frederick, shopping, restaurants, and major commuter routes, this home is in a great location. What truly sets this townhome apart are the significant upgrades completed within the past two years, including a new roof installed by PJ’s Roofing, a new HVAC system with gas heat, luxury vinyl plank flooring, and new carpeting on the lower level. The spacious kitchen features 42-inch oak-framed wall cabinets, a built-in microwave, a newer refrigerator, and a convenient center island. Upstairs, you'll find three bedrooms and two full bathrooms. The finished lower level boasts a spacious family room with full-size windows that fill the space with natural light. Outside, enjoy the generous 19' x 14' deck with steps leading to the fully fenced backyard, perfect for relaxing or entertaining. Situated on a quiet, private cul-de-sac with no through traffic, this attractive townhome offers a peaceful setting while remaining just minutes from everything Frederick has to offer. A wonderful opportunity you won't want to miss!

1839 Free Ter, Frederick

Listing courtesy of Marsh Realty. Contact:

5817 Planters Ct, Frederick
$330,000
3 Beds ⋅ 3 Baths
Beautifully Renovated 3-Bedroom, 2.5-Bath Townhome! Welcome home to this beautifully updated 3-bedroom, 2.5-bathroom townhome, completely refreshed and move-in ready! Step inside to discover a bright, open living space featuring brand-new LVP flooring throughout the main level and fresh, neutral paint throughout. The spacious living room flows seamlessly into the dining area, which offers convenient access to the fenced-in backyard—perfect for entertaining, relaxing, or enjoying some outdoor time. The kitchen features brand-new stainless steel appliances and plenty of storage with beautiful maple cabinetry, making it both stylish and functional. Upstairs, you'll find brand-new carpeting and three generously sized bedrooms, along with two additional full bathrooms, providing plenty of space and comfort. Enjoy the added bonus of a fully fenced backyard complete with a storage shed—ideal for keeping gardening tools and outdoor essentials tucked away. Conveniently located near shopping, restaurants, and everyday amenities, this beautifully renovated townhome offers the perfect combination of comfort, style, and convenience. Don't miss your opportunity to make this wonderful home yours!

5817 Planters Ct, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

102 Mercer Ct Unit 23 1B, Frederick
$345,000
2 Beds ⋅ 2 Baths
Welcome to this lovely condo located in the desirable Fairfield community! This home offers an abundance of living space, a fantastic floor plan, wonderful setting and endless possibilities to make it your own! Enjoy the peaceful treed backdrop and abundant streaming sunlight throughout creating a beautiful sense of privacy and a relaxing place to call home! Fresh new carpet throughout, open inviting floor plan, spacious rooms with plenty of room to spread out for everyday living or entertaining! Fantastic open kitchen with pretty wood cabinetry, gorgeous family room w/fireplace, office, spacious sunlit Dining Area for family and entertaining. Huge Primary suite with connecting upgraded Primary Bath and lots of closet space! Second spacious bedroom, hall full bath and spacious laundry. This home is situated conveniently near the elevator and side entry stairway. Secure garage w/inside access, assigned parking space w/additional storage. Inviting and secured front lobby with gathering area and a work out area in the lower level! Ideally located right next to Baker Park for walking and a short stroll to downtown Frederick shopping and restaurants. Estate, sold AS-IS but shows well!

102 Mercer Ct Unit 23 1B, Frederick

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

2519 Emerson Dr, Frederick
$395,000
4 Beds ⋅ 4 Baths
Four true bedrooms, generous living space, and beautiful mountain views! This spacious end-unit townhome is one of the larger homes in the community, offering a layout that's hard to find at this price point. Enjoy a finished walkout lower level with recreation room, a fenced backyard, patio, storage shed, and a spacious Trex deck with stairs leading down to the yard. Even better, many of the big-ticket improvements have already been completed! The roof and HVAC are approximately 3 years old, the windows and exterior doors are brand new, and the water heater is less than 4 years old. Solar panels, installed in 2023, will be paid off at settlement, and the kitchen features stainless steel appliances. The home does need some cosmetic finishing touches, including paint, flooring, and interior trim and doors, but that's where the opportunity lies. With a little work and some imagination, you can make this home your own while enjoying the space, location, views, and major improvements already in place. Priced to reflect its current condition, this is a great opportunity for buyers looking for value and potential!

2519 Emerson Dr, Frederick

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

422 Center St, Frederick
$360,000
3 Beds ⋅ 1 Baths
Single-level living just minutes from downtown Frederick! This well-maintained rancher keeps everything on one floor: 3 bedrooms, a full bath, and laundry, so daily life happens without stairs. The large family room is anchored by a cozy propane fireplace, and the spacious eat-in kitchen has room for everyday meals and holiday gatherings alike. Out back, the screened-in porch is made for morning coffee and bug-free summer evenings, overlooking a fenced yard. The standout bonus is a detached shed/workshop with electric and an upper level, ready for tools, hobbies, storage, or your next project. Enjoy a convenient location close to downtown Frederick’s shops and restaurants, plus nearby everyday shopping. Easy, comfortable one-level living in a great spot!

422 Center St, Frederick

Listing courtesy of LPT Realty, LLC. Contact:

2104 Whitehall Rd Unit 1D, Frederick
$250,000
2 Beds ⋅ 2 Baths
Investors or buyers that want to wait for a lease to be over. Beautiful 2 bedrooms, 2 full baths condo! Located very close Fort Detrick and many amenities around! On first level. Minutes from I-270, I-495, 40 W (Golden Mile), 15 (The Catoctin Mountain Hwy) One parking spot is assigned but there are several unassigned parking that can be used for a second car.

2104 Whitehall Rd Unit 1D, Frederick

Listing courtesy of RE/MAX Results. Contact:

810 E Patrick St, Frederick
$290,000
2 Beds ⋅ 1 Baths
Step into a charming piece of history with this delightful 2-bedroom, 1-bathroom townhouse, built in 1880 and brimming with character. Nestled in a quaint neighborhood, this traditional brick home offers a warm and inviting atmosphere that instantly feels like home. As you enter, you'll be greeted by a cozy living space featuring a beautiful fireplace, perfect for those chilly evenings spent with loved ones. The layout is thoughtfully designed to maximize comfort and functionality, making it ideal for both relaxation and entertaining. The well-appointed kitchen provides ample space for culinary creations, while the adjoining dining area invites gatherings and shared meals. Retreat to the two spacious bedrooms, each offering a peaceful sanctuary for rest and rejuvenation. The full bathroom is conveniently located, ensuring ease of access for all. With an outside entrance to the basement, there's potential for additional storage or creative use. Enjoy the charm of outdoor living on the modest lot, perfect for small gatherings or a quiet morning coffee. On-street parking adds convenience to your daily routine. Moments away from local shops, dining and parks. This home is not just a property; it's a canvas for your dreams. Whether you're looking to invest in a piece of history or seeking a cozy retreat, this townhouse offers the perfect blend of comfort and character. Don't miss the opportunity to make this enchanting space your own!

810 E Patrick St, Frederick

Listing courtesy of Samson Properties. Contact:

37 Apple Way, Frederick
$359,900
4 Beds ⋅ 4 Baths
Renovated from top to bottom in 2023, this four-bedroom, 3.5-bath townhome offers the updates you've been looking for, without the projects! With approximately 1,620 finished square feet, the extensive renovation went far beyond cosmetic improvements, including all new siding, windows, HVAC, fence, all interior and exterior doors, and appliances, including the washer and dryer. Inside, you'll find a completely refreshed interior with updated flooring, lighting, fixtures, and finishes throughout. Step inside to a welcoming living room with a fireplace and a beautifully renovated eat-in kitchen featuring updated cabinetry, countertops, backsplash, and appliances. Upstairs, you'll find three bedrooms and two fully renovated bathrooms. The finished walkout lower level adds even more versatility with a recreation room and a true fourth bedroom complete with its own ensuite full bathroom. Whether you're looking for additional living space, a private guest retreat, or a home office, there's room to make it your own. Step outside to a fully fenced backyard with a patio and green space, perfect for enjoying your morning coffee, grilling out, or unwinding at the end of the day. Two assigned parking spaces and additional visitor parking add everyday convenience. Located in Frederick's Hillcrest Orchards community, you're close to the shopping, dining, and everyday essentials along the Golden Mile, with convenient access to major commuter routes and just a short drive to Downtown Frederick's restaurants, breweries, local shops, and Carroll Creek. With extensive improvements already completed, flexible living space, and a convenient location, this is an opportunity to move right in and start enjoying your next chapter. A complete list of the 2023 renovations is available for additional details!

37 Apple Way, Frederick

Listing courtesy of EXP Realty, LLC. Contact:

Homesite 32 Courtyards Way, Frederick
$399,000
3 Beds ⋅ 3 Baths
Start your next chapter at Courtyards of Overlook, where homeownership is within reach. This light-filled end-unit townhome offers exceptional value with upgraded finishes and low-maintenance living, all just minutes from Downtown Frederick and surrounded by beautiful mountain views. Featuring 3 bedrooms, 2.5 baths, and a spacious open recreation room, this home is designed for the way you live today. The open-concept main level showcases upgraded cabinetry, quartz countertops, luxury vinyl plank flooring, and a large center island perfect for gathering and entertaining. Upstairs, the spacious primary suite features a luxurious walk-in shower and generous closet space. Thoughtfully selected upgrades throughout make this an incredible opportunity to own a brand-new home at an unbeatable value. Conveniently located near shopping, dining, parks, and major commuter routes. Schedule your tour today and discover one of Frederick's best new home values. Plus, contracts ratified by December 31, 2026, will receive the first year of condo dues paid (a value of up to $3,876). *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction or if this is a base price listing.

Homesite 32 Courtyards Way, Frederick

Listing courtesy of DRB Group Realty, LLC. Contact:

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