Frederick County Homes under $400,000

Frederick County Homes under $400,000

Welcome to Frederick County, Maryland, a vibrant and charming area that perfectly blends rich history with modern living. Nestled between the scenic foothills of the Appalachian Mountains and the bustling urban centers of Washington, D.C., and Baltimore, Frederick County offers residents a unique lifestyle with an abundance of recreational, cultural, and educational opportunities.

One of the most appealing aspects of this county is its diverse housing market, particularly for those seeking homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Frederick County has a variety of options that cater to different needs and preferences. From quaint townhouses in thriving communities to cozy single-family homes with spacious yards, you’ll find properties that offer both comfort and value.

Frederick County is known for its picturesque landscapes, charming downtown area filled with boutiques and restaurants, and a strong sense of community. Residents enjoy easy access to parks, hiking trails, and outdoor activities, making it an ideal place for nature lovers and adventure seekers alike. The county is also home to excellent schools, making it a great choice for families.

With a median home price that remains accessible, Frederick County stands out as a prime location for those looking to invest in a home without breaking the bank. Explore this delightful county and discover the perfect home that suits your lifestyle and budget. Welcome to Frederick—where your dream home awaits!

Newest Frederick County Homes under $400,000

1216 Lakeview Dr, Cross Junction
$250,000
3 Beds ⋅ 2 Baths
Nestled in the serene Lake Holiday Estates, this charming residential property offers a unique investment opportunity with exceptional water features. Community access to a pristine lake for fishing, boating and water ski. Enjoy amenities such as a community beach, boat dock, and ramp, perfect for boating enthusiasts and nature lovers alike. The gated community ensures security and peace of mind, while the well-maintained common areas enhance the overall appeal. This 1,766 sq. ft. detached home, built in 1988, features a fireplace and an attached two-car garage, providing comfort and convenience. The 0.26-acre lot offers ample space for outdoor activities, making it an attractive option for potential renters or buyers seeking a tranquil retreat. With a variety of recreational amenities, including tennis courts and walking paths, this property not only promises a delightful lifestyle but also strong potential returns.

1216 Lakeview Dr, Cross Junction

Listing courtesy of RE/MAX Roots. Contact:

130 Country Club Cir, Winchester
$325,000
4 Beds ⋅ 3 Baths
Opportunity in Winchester! This home offers a convenient location, practical living space, and the chance to make updates to suit your preferences. The property is being sold AS-IS and would benefit from cosmetic updates, making it an option for buyers looking to add their personal touches. Features include an attached garage and a basement offering additional space for storage or other uses. The property is located near Winchester Country Club, which offers golf, tennis, swimming, and dining through separate membership. Enjoy access to historic Old Town Winchester, local restaurants, shopping, parks, and recreational opportunities throughout the Shenandoah Valley. Routes 50 and Interstate 81 provide connections to surrounding areas. Photos may be virtually staged.

130 Country Club Cir, Winchester

Listing courtesy of Keller Williams Realty. Contact:

10602 Bethel Rd, Frederick
$389,900
3 Beds ⋅ 2 Baths
A little more land. A little more freedom. A whole lot of possibilities! Discover a different pace of life at this charming renovated 1910 farmhouse, situated on approximately 1.6 acres just outside Frederick. Imagine mornings with coffee in the fresh air, afternoons spent gardening or enjoying the outdoors, and weekends with plenty of room for games, gatherings, and making memories. With expansive green space, mature trees, and room to spread out, this property offers something increasingly hard to find: space to enjoy life beyond your front door. Inside, you'll discover an inviting home that blends farmhouse character with thoughtful updates. The refreshed kitchen is ready for everything from a quick weekday breakfast to cooking for friends, while the adjoining living and dining spaces provide a comfortable place to gather and unwind. Three upstairs bedrooms, one full and one half bathroom, convenient main-level laundry, and practical improvements including a metal roof and heat pump round out the home's appeal. Enjoy the character and breathing room of a rural setting while remaining conveniently connected to Frederick's shopping, dining, recreation, and Route 15. Whether you've been longing for a bigger yard, a place to enjoy your favorite outdoor hobbies, or simply a little more room to live life your way, 10602 Bethel Road is worth experiencing firsthand.

10602 Bethel Rd, Frederick

Listing courtesy of Century 21 Redwood Realty. Contact:

1576 Carey Pl, Frederick
$269,000
3 Beds ⋅ 1 Baths
AS-IS SALE! See PRIVATE REMARKS. End-unit townhome in Fredericktowne Village offering 3 bedrooms, 1 full bath, a living room with fireplace, separate dining area, kitchen, basement, rear deck and backyard. Off-street driveway parking. Unrepresented Buyers, reach us using the information in the listing details below to be routed to a representative immediately.

1576 Carey Pl, Frederick

Listing courtesy of HomeZu by Simple Choice. Contact:

3860 Shadywood Dr Unit 2A, Jefferson
$256,000
2 Beds ⋅ 2 Baths
Discover the charm of this delightful 2-bedroom, 2-bathroom unit nestled in the serene Briercrest Heights community. Built in 1992, this inviting garden-style apartment offers a perfect blend of comfort and functionality, ideal for those seeking a cozy retreat. Step inside to find a thoughtfully designed interior featuring a traditional floor plan that seamlessly connects the dining area and family room, creating an inviting space for gatherings. The kitchen boasts an eat-in area, equipped with essential appliances including a built-in microwave, electric oven/range, refrigerator, and dishwasher, making meal prep a breeze. Enjoy the convenience of a walk-in closet in the master bedroom and a well-appointed bathroom with a walk-in shower. Outside, the property is adorned with beautiful brick construction and features sidewalks and street lights, enhancing the neighborhood's charm. Relax on your private balcony, perfect for sipping morning coffee or unwinding after a long day. The HOA community offers lawn maintenance and snow removal services, ensuring a worry-free lifestyle. With in unit laundry available and ample parking in the lot, this home is designed to meet your everyday needs. Experience the comfort and convenience of Briercrest Heights-your new sanctuary awaits! (Note - some photos are virtually staged or A.i inspired photos.)

3860 Shadywood Dr Unit 2A, Jefferson

Listing courtesy of Coldwell Banker Realty. Contact:

6879 Snowberry Ct, Frederick
$384,900
2 Beds ⋅ 2 Baths
Unbelievable value for this beautiful 2-bedroom, 2-bath Salem model, which is truly one of a kind. It is the lowest price per square foot home in the entire Village! Look at all you are getting: an 11.6 X 18.7 $60K family room addition that makes this total finished living space to an impressive 1,404 square feet! That’s larger than most detached homes in Crestwood Village! The updates are equally impressive, including $12K in new (2024) modern siding and thousands more in beautifully remodeled bathrooms. The major systems and components have been replaced, including the roof (2016), HVAC (2025), water heater, and even the windows (2020), giving you the benefit of a home that has been extensively updated and well maintained. But perhaps the best feature of all is the location. Tucked away on a premium lot on a quiet cul-de-sac, this home backs to a lovely wide-open space framed by a beautiful, wooded border. From the privacy of your rear patio, enjoy peaceful views, birdwatching, and the occasional visit from the neighborhood deer as they make their evening rounds. With exceptional size, an outstanding location, and nearly every major component updated, this Salem model is a real VALUE and a rare opportunity in Crestwood Village! Crestwood Village I is a highly sought-after 55+ community offering an exceptional lifestyle with amenities that include a clubhouse, fitness center, library, banquet room, game and billiards rooms, swimming pool, mini golf, tennis, pickleball, horseshoes, shuffleboard, and a full calendar of activities. The HOA provides lawn care, gutter cleaning, basic cable, and snow removal, allowing you to enjoy low-maintenance living with the added benefit of no city taxes. Ideally located just minutes from shopping, dining, historic Downtown Frederick, and major commuter routes, this home offers the perfect combination of comfort, convenience, privacy, and an active lifestyle.

6879 Snowberry Ct, Frederick

Listing courtesy of Maryland Elite Realtors. Contact:

117 Erie Trl, Winchester
$254,500
1 Beds ⋅ 2 Baths
Opportunity awaits in the Shawneeland community! This raised ranch offers a chance to bring your vision and personal touches to a property with plenty of potential. Nestled in a wooded setting, the home provides a peaceful atmosphere away from the hustle and bustle while remaining convenient to Winchester's shopping, dining, and everyday amenities. The lower level offers additional possibilities to make the space your own. Whether you're looking for a place to customize or an investment opportunity, this property is ready for its next chapter. Bring your ideas and explore the possibilities!

117 Erie Trl, Winchester

Listing courtesy of Coldwell Banker Premier. Contact:

12 Livingstone Ter, Frederick
$299,900
4 Beds ⋅ 3 Baths
Welcome to this charming **end-unit townhouse in the desirable Willowcrest community**, offering 4 bedrooms, 3 full bathrooms, 1 half bathroom, and approximately 1,800 square feet of total finished living space, including 600 square feet in the fully finished basement. This Colonial-style home combines comfort, functionality, and convenience. As you approach the home, you are welcomed by its classic brick and frame exterior and the added appeal of an end-unit location. Upon entering, you are greeted by a bright and inviting living space featuring an attractive combination of hardwood, luxury vinyl tile, and carpet flooring throughout the home. The open and functional layout allows natural light to flow through the living areas, creating a warm and comfortable atmosphere for everyday living and entertaining guests. Continuing through the main level, you will find a functional kitchen designed for convenience and everyday meal preparation. The thoughtfully arranged living spaces offer flexibility for relaxing, dining, and spending time with family and friends. A convenient half bathroom completes the main level. As you make your way upstairs, you will discover comfortable bedrooms offering plenty of space for relaxation and privacy. With four bedrooms and three full bathrooms throughout the home, the layout provides flexibility for a variety of living arrangements, including guest accommodations or a dedicated home office. Heading downstairs, you will find a **fully finished basement offering approximately 600 additional square feet of living space**, bringing the home's total finished area to approximately 1,800 square feet. This versatile lower level features a separate outside entrance and offers possibilities for a spacious recreation room, entertainment area, home office, or additional living space. For added convenience, the washer and dryer are located in the basement. Stepping outside, you will appreciate the low-maintenance lot, allowing you to enjoy outdoor living without the responsibilities of extensive yard upkeep. The property also includes **two assigned parking spaces**, providing convenient parking just steps from home. Ideally situated in the Willowcrest community, this home offers convenient access to nearby shopping, dining, parks, recreational opportunities, and everyday amenities. With its desirable end-unit location, four bedrooms, three and a half bathrooms, fully finished basement, and approximately 1,800 square feet of total finished living space, this townhouse offers an excellent combination of space, comfort, and convenience. **Don't miss your opportunity to make this beautiful Willowcrest townhouse your own! With its desirable end-unit location, spacious layout, and fantastic features, this home is sure to attract attention. Schedule your private showing today before it's gone!**

12 Livingstone Ter, Frederick

Listing courtesy of RE/MAX Plus. Contact:

5302 Talladega Ct Unit 104, Frederick
$300,000
2 Beds ⋅ 2 Baths
Coming Soon! Welcome to this inviting 2-bedroom, 2-full-bath condo offering a comfortable and functional layout. Enjoy the convenience of two assigned parking spaces, a valuable feature for everyday living. Whether you’re looking for your next home or an investment opportunity, this condo offers great potential. More details and photos coming soon!

5302 Talladega Ct Unit 104, Frederick

Listing courtesy of Redfin Corp. Contact:

12646 Molesworth Dr, Mount Airy
$350,000
4 Beds ⋅ 3 Baths
Investor Opportunity in Mount Airy! Situated on a .57-acre lot, this 4-bedroom, 2.5-bath home presents an opportunity for investors, renovators, or buyers ready to undertake a substantial rehabilitation. The property requires extensive repairs and updates throughout and is priced accordingly. Bring your vision, your contractor, and your offers! Property is being sold strictly AS-IS. Seller will make no repairs. Cash or renovation financing strongly encouraged.

12646 Molesworth Dr, Mount Airy

Listing courtesy of Mackintosh, Inc.. Contact:

201 W 5th St, Frederick
$365,000
2 Beds ⋅ 1 Baths
Delightful end-of-row townhouse in downtown Frederick built in 1900. A cozy retreat that seamlessly blends historic charm with modern comforts. The home features two spacious bedrooms and a well-appointed full bathroom, perfect for relaxation after a long day. Step inside to discover beautiful hardwood and vinyl flooring that enhances the inviting atmosphere throughout. The upper-floor laundry adds convenience to your daily routine, making chores a breeze. With interior access to the basement, there's ample storage space for all your needs. The outdoor space is equally appealing, boasting a rear yard and side yard that provide a perfect area for gardening, spending free time or for pets. Imagine sipping your morning coffee or hosting a weekend barbecue in your own private oasis. Parking is a breeze with three off-street parking spaces, ensuring you and your guests always have a place to park. Located only a few blocks from downtown shops, parks, and dining options. Schedule your showing today.

201 W 5th St, Frederick

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

207 Center St, Frederick
$385,000
2 Beds ⋅ 2 Baths
**Photos Coming Soon** -- Welcome to 207 Center Street, a charming brick end unit row-home offering character, comfort, and an unbeatable opportunity to enjoy life in downtown Frederick. Featuring 2 bedrooms, each with their own en-suites bathrooms, and beautiful exposed brick details, this home blends classic city charm with inviting interior spaces. The warm character and distinctive architectural details create a home that feels both timeless and welcoming. Enjoy the convenience of off-street parking for two vehicles—a standout feature for downtown living! Whether you're looking to enjoy Frederick's vibrant downtown atmosphere, explore its unique shops and restaurants, or simply appreciate the charm of a historic neighborhood, this home offers an opportunity to make the most of everything the city has to offer. Don't miss your chance to own a piece of Frederick charm!

207 Center St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

Start Your Search

How much is your home worth?

Get instant property value now!